林权抵押贷款程序

　　Lin Quan Mortgage Loan Procedure

　　贷款申请→贷款受理→贷款调查→贷款审查→审议→贷款授信→签订借款合同→办理抵押登记手续→贷款发放→贷后管理及检查贷款归还。

　　Loan application → loan acceptance → loan investigation → loan review → deliberation → loan credit → signing loan contract → handling mortgage registration procedures → loan disbursement → post loan management and inspection of loan repayment.

　　林权抵押贷款所需资料：

　　Required documents for forest tenure mortgage loan:

　　（一）自然人向农村信用社申请林权抵押贷款所需资料：

　　（1） Information required for natural persons to apply for forest tenure mortgage loans from rural credit cooperatives:

　　1、借款人有效身份证原件及复印件；

　　1. Original and photocopy of the borrower's valid ID card;

　　2、借款申请书；

　　2. Loan application form;

　　3、受理资源产权证明；

　　3. Accepting certificates of resource property rights;

　　4、林权证所有者有效身份证原件及复印件；

　　4. Original and photocopy of valid ID card of the owner of the forest tenure certificate;

　　5、森林资源资产评估报告；

　　5. Forest Resource Asset Assessment Report;

　　6、《同意抵押意见书》；

　　6. Letter of Consent to Mortgage;

　　7、农村信用社认为需要提供的其他资料。

　　7. Other documents deemed necessary by rural credit cooperatives.

　　（二）法人客户向农村信用社申请林权抵押贷款所需材料：

　　（2） Required documents for corporate clients to apply for forest tenure mortgage loans from rural credit cooperatives:

　　1、借款申请书；

　　1. Loan application form;

　　2、森林资源产权证明；

　　2. Forest resource property rights certificate;

　　3、森林资源产权评估报告；

　　3. Forest Resource Property Rights Assessment Report;

　　4、营业执照原件及复印件；

　　4. Original and photocopy of business license;

　　5、税务登记证原件及复印件；

　　5. Original and photocopy of tax registration certificate;

　　6、机构代码证；

　　6. Institution code certificate;

　　7、有效贷款卡；

　　7. Valid loan card;

　　8、法定代表人有效身份证原件及复印件；

　　8. Original and photocopy of valid ID card of the legal representative;

　　9、借款单位法定代表人、股东个人出具的为贷款承担连带责任保证涵；

　　9. A joint and several liability guarantee letter issued by the legal representative of the borrowing unit and individual shareholders for the loan;

　　10、合资、合作的合同和经验证明或公司、企业章程；

　　10. Joint venture or cooperative contracts and experience certificates, or company or enterprise articles of association;

　　11、公司、企业出具的股东大会或董事会的《同意抵押意见书》；集体企业出具的上级部门证明及集体代表讨论通过的《同意抵押意见书》；

　　11. The 'Consent to Mortgage Opinion Letter' issued by the shareholders' meeting or board of directors of the company or enterprise; The certificate issued by the superior department of the collective enterprise and the "Consent to Mortgage Opinion Letter" discussed and approved by the collective representative;

　　12、财政部门或会计事务所核准的借款钱一年的财务报告、借款人钱一个季度的财务报表、纳税证明等；

　　12. The financial report of the loan approved by the finance department or accounting firm for one year, the financial statements of the borrower for one quarter, tax certificates, etc;

　　13、农村信用社认为需要提供的其他资料。

　　13. Other documents deemed necessary by rural credit cooperatives.

　　抵押登记

　　mortgage registration

　　抵押人和抵押权人签订抵押合同后，应持以下文件资料向县级林业行政主管部门申请办理抵押登记，抵押权自登记之日起生效。

　　After the mortgagor and the mortgagee sign the mortgage contract, they should apply for mortgage registration with the county-level forestry administrative department with the following documents and materials. The mortgage right shall take effect from the date of registration.

　　(一) 林权抵押登记申请书；

　　（1） Application for Forest Right Mortgage Registration;

　　(二) 抵押人和抵押权人法人证书或个人身份证；

　　（2） Mortgagor and mortgagee's legal representative certificate or personal ID card;

　　（三）抵押合同；

　　（3） Mortgage contract;

　　（四）林权证；

　　（4） Forest ownership certificate;

　　（五）拟抵押森林、林木和林地的相关资料，包括：林地类型、坐落位置、四至界止、面积、林种、林龄、蓄积量等；

　　（5） Relevant information regarding the proposed mortgage of forests, trees, and forest land, including forest land type, location, boundaries, area, forest species, forest age, and storage volume;

　　（六）森林资源资产评估报告；

　　（6） Forest Resource Asset Assessment Report;

　　（七）县级林业行政主管部门认为应提交的其他资料。

　　（7） Other materials deemed necessary by the county-level forestry administrative department.

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